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Debt Relief Blog

The Best and Worst Credit Cards for Rebuilding Credit

Forgot to pay your student loans because they didn’t seem “too” important? Neglected your medical bills because they were overwhelmingly high, and you thought that they didn’t affect your credit score? Or, did you use your credit card irresponsibly for half of your life? Whatever the reason […]

The Statute of Limitations on Debt in ALL 50 States [infographic]

How long is the statute of limitations?  This number can vary, depending on if it’s over a credit card debt or judgment, fraud, and so forth. The following page will break down each aspect of this law and the infographic below illustrates each state’s statute of limitations […]

Is the Chase Sapphire Reserve Card worth it? (See Top Cards!)

Are you considering the Chase Sapphire Reserve (CSR) credit card? Contemplating about whether or not the 50,000 bonus points and $300 travel credit, are worth the $450 annual fee and 20% interest rate? Hopefully, what were about to tell you, will clarify your uncertainties and maybe even […]

How to Have an Excellent Credit Score (24 Expert Tips)

Let’s start with a quick story, one that for many years I couldn’t reveal because it was embarrassing. Sometimes, the hardest thing to do in life is to admit something that you’re ashamed of, when you can just block it out and pretend it never happened, right? […]

The True Effect of The Equifax 2017 Cyber Attack

“Equifax says a giant cybersecurity breach compromised the personal information of as many as 143 million Americans — almost half the country”, reports CNN News. This was back in 2017, but the aftereffects of this data breach are now kicking in. Last year in May of 2017, […]

What is the best advice for clearing credit card debt?

The following infographic highlights the benefits and downsides of each debt relief program. Read the disadvantages CAREFULLY – to protect yourself and help you get out of debt safely. Debt relief programs can reduce credit card balances down to a fraction of what they currently are and […]

What You Need to Know About Payday Lending

Debt comes in many forms—mortgages, car loans, student loans and credit cards to name a few. One type of loan is in the news now because some believe it is predatory. What are Payday Loans? Payday loans, also known as small-dollar loans, are short-term loans usually given […]

Paul Paquin
Paul Paquin
Founder & CEO at Golden Financial Services
Welcome to our blog and here is what you can expect; The financial and debt relief industry's top wizards, doctors, and other experts offer their best advice, research, how-tos, and insights—all in the name of helping you improve your finances, save money and live debt-free.
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