Alaska is the biggest state in America and one of the most beautiful, with its snow-capped mountains and stunning landscapes. However, statistics reveal that consumers in Alaska are drowning in credit card debt. Alaska carries more credit card debt than any other state in the nation, according to ValuePenguin.com. The average credit card debt, per household in Alaska, is $13,048. The average credit card debt in Alaska is 13% more than Wyoming, which is the next sate carrying the highest average credit card debt. Part of the reason why credit card debt is so high in Alaska is due to the underutilization of debt relief, settlement, and consolidation programs. People aren’t aware of how easy it is to consolidate debt in Alaska.
Another reason why Alaska continues to have the highest amount of credit card debt in the nation is due to the high unemployment rate. The unemployment rate in the city of Juneau is 4%. The unemployment rate in Anchorage is 4.8%. The unemployment rate in Fairbanks is 5.8%.
Debt relief programs in Alaska are the best solution for consumers who are unemployed and buried in high debt. These programs make it possible to reduce unsecured debt by up to 40%. If you lost your job recently, you could pay off your debt in one reduced and lump sum final payment. Debt relief programs can help even an unemployed consumer achieve financial freedom!
Without a debt relief or consolidation program, Alaska residents have only one other direction to take. And that’s bankruptcy! Bankruptcy will destroy a person’s financial situation and make it very difficult to recover. The state of Alaska and government don’t offer any government debt relief or consolidation options for credit card debt. There are federal student loan consolidation programs, but nothing for credit card debt.
What is the solution to debt, for someone living in Alaska?
Talk to an IAPDA certified Alaska debt counselor at (907) 885-6188 and find out the simplest way to get out of debt today!
The following page provides Alaska residents with debt relief options for 2018 and beyond, provided by Golden Financial Services.
- A+ Better Business Bureau rated company
- Certified and accredited by the International Association of Professional Debt Arbitrators (IAPDA)
- Trusted Company Reviews ranked Golden Financial Services #1 Debt Relief Company in the Nation
Alaskans can now safely address any unsecured debt; including credit cards, student loans, and debt collection accounts all through Golden Financial Services.
Alaska Debt Relief, Settlement & Debt Consolidation Options:
- Cut credit card balances and monthly payments by 40% with debt settlement
- All debt relief programs in Alaska offer a single monthly payment for all debts
- You can choose how fast you want to become debt free
- Avoid needing a consolidation loan and avoid bankruptcy
- Start off with a FREE debt consultation & check debt reduction eligibility
How do Alaska Debt Relief Programs Affect My Credit Score?
Some downsides come along with most debt relief programs. All debt settlement programs in Alaska have a negative effect, adversely affecting credit scores. If a debt settlement company fails to explain these potential downsides to you, that’s a red light. The bottom line is, if you don’t pay your monthly payments in full every month, your credit score will be adversely affected.
The fact is though, having high debt balances also negatively affects credit. You should speak with a non-profit credit counselor or talk with an IAPDA certified expert at Golden Financial Services.
Looking to reduce your interest rates on credit cards?
You may be a perfect candidate for consumer credit counseling. Alaska residents can call (907) 885-6188:
- We will get you a free credit report and score
- We can help you figure out the easiest way to get out of debt
- We can help you to accomplish your specific financial goals
- We can tailor a program to fit your needs
Consumer credit counseling programs in Alaska have the least adverse effect on credit scores because creditors continue to get paid on a monthly basis. You will pay your entire debt back with consumer credit counseling, just less interest. You can expect to get out of debt in around 4.5 years with consumer credit counseling.
Try Alaska Debt Relief Program Calculator
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This debt calculator tool is only providing an estimate of how much a person can save with each debt relief option. There is no guarantee that you will qualify for any of these plans. To check eligibility, you must call in and talk with an IAPDA certified debt expert.
To find out if you qualify for debt relief, Alaska residents can start with a free consultation by calling Toll-Free (866)-376-9846.
During your consultation, you may get a free credit report and find out all of your options to obtain debt relief. (no obligation or pressure involved with getting a free consultation)
What’s the preferred Alaska debt relief program?
Debt Validation – Best Alaska Debt Relief Program
Debt validation is the first choice for Alaska residents. Before paying their alleged debts, debt validation makes sure that the debt collection companies are abiding by the laws.
If a debt is invalidated, the debt may not have to be paid, and the debt comes off your credit!
Debt Settlement Alaska – Choice two
If the debt collection companies are abiding by the laws, debt settlement would be the second best route for Alaska residents.
A debt settlement program may be your fastest route to get out of debt, but it will adversely affect your credit score.
You have to stop the bleeding.
You can always rebuild your credit.
Debt Consolidation Alaska – Choice three
If you want your interest rates reduced, consumer credit counseling and debt consolidation will be your best options for debt relief. AK debt consolidation loans can be obtained at a bank, credit union and even through a balance transfer card.
With debt consolidation and consumer credit counseling, a person stays current on their payments. Keep in mind though, debt consolidation is a loan, and consumer credit counseling is not a loan.
Alaska is a beautiful state, but it’s time for Alaskans to improve their finances!
- Alaska consumers are eligible for a free professional consultation, with no obligation.
- You may be entitled to one new reduced & feasible payment to become debt-free in under 3-years.
- The company was just voted #1 debt relief company in America, by TrustedCompanyReviews
- No unresolved BBB complaints and No unresolved Attorney General complaints
Debt relief options can make your life easier, having only one payment to worry about each month.