Paul J Paquin - A Financial & Debt Relief Expert; CEO & Dad.
Author NamePaul J Paquin
Author NicknamePaul Paquin
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Author RoleCEO at Golden Financial Services and Renowned Author
Author Brief DescriptionPaul J Paquin is the CEO and President of Golden Financial Services, a Better Business Bureau A+ rated & IAPDA Accredited debt relief company.

Mr. Paquin has more than 15-years experience in the debt relief industry. At only 23-years-old, Paul Paquin devoted his life to helping people become debt-free. Since that time, he has become a renowned author of some of the best debt relief guides online and books about debt consolidation and has grown Golden Financial Services into one of the top debt relief companies in the nation – offering some fantastic debt relief programs that include a money-back guarantee, credit repair, and remarkable client results and retention.

Paul’s goal on a daily basis is to help consumers;

The debt relief programs at Golden Financial Services;

  • Consolidate monthly payments into one affordable payment
  • Include a money back guarantee and free credit repair
  • Offer a full resolution to debt and credit problems

How did Paul Paquin start Golden Financial Services?

Before creating Golden Financial Services, Paul worked as a manager for a non-profit debt management company in Boca Raton, FL (2001-2003).

Mr. Paquin realized that consumers often would not qualify for consumer credit counseling because their payment would be too high. With a consumer credit counseling program, a person’s monthly payment is around the same amount as when paying minimum payments.

So what other options did these folks have?


Bankruptcy’s the worst debt relief option. Bankruptcy scars your credit report for seven to ten years with derogatory marks that prevent a person from re-establishing healthy credit. Nobody wants to file for bankruptcy, and have it haunt them for the next 7-10 years.

Not being able to rent an apartment or get a car loan at a reasonable interest rate, is an awful feeling.

So what was Paul’s solution to bankruptcy?

Paul created; Golden Financial Services Debt Settlement Corporation out of Florida in 2004. That was where it all started.

We were settling debt and lots of it, reducing balances by 50%-60% and settling millions of dollars in debt for our clients over our first twelve months of operations – producing spectacular results and helping consumers who were on the urge of bankruptcy, to escape their debt problems.

These early years were amazing, watching employees get presents delivered from happy clients – cookies, flowers and all types of neat gifts were coming in.

Until our next hurdle.

Shortly after a successful first year, some of the clients started getting sued by creditors. 

Paul sees it like this; For every obstacle, there is a solution. And in the end, problems only make your company have a stronger infrastructure.

In approximately 2% of the cases, creditors would issue the debtor (our client) a credit card lawsuit.

Fortunately, it only took us about 5-6 months to come up with a system to deal with these credit card summons accounts. We learned how to deal with these lawsuits, getting them easily dismissed and our customers completely debt-free as planned.

Since 2004, its been a long journey for Golden Financial Services – but we’ve solidified partnerships with the top debt relief industry leaders, hired the right attorneys who specialize in debt relief to assist with settling debt, developed a proprietary infrastructure and methodologies, and brought some of the best talents in the country onto our team. All aimed at offering the most effective debt relief programs on the market.

Paul Paquin’s Latest Publications:

Learn How Paul Paquin Went From Having a 540 Credit Score, to Now Having an 828 Credit Score

10 Best Ways to Clear High Credit Card Debt, by Paul Paquin

Here are 7 Killer Steps on How to Win at Local SEO, by Paul Paquin

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Paul Paquin

CEO, Golden Financial Services

Paul Paquin is the CEO at Golden Financial Services, a Credit Card Relief Company. Paul has more than 13-years experience in the debt relief industry. Paul is an entrepreneur who focuses on credit card relief options and financial services. Before creating Golden Financial Services Paul worked as a manager for a non-profit debt management company in Boca Raton, FL. Paul realized that consumers often would not qualify for consumer credit counseling because their payment would be too high, and these people would then be forced to file for bankruptcy. There was an apparent demand for a program that could assist consumers with paying off their debt and avoiding bankruptcy, as an alternative option to consumer credit counseling.

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