Ryan Smith - Leading Author at Golden Financial Services


Author NameRyan Smith
Author NicknameRyan Smith
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Ryan Smith - an Expert in Finance & Author at Golden Financial Services.
20 years of experience encompassing nearly every specialization in finance..
Author RoleFinancial Guro and Expert
Author Brief DescriptionRyan Smith: An expert with nearly 20 years of experience encompassing nearly every specialization in finance, Ryan is able to articulate difficult financial concepts to all audiences.

Ryan’s background in finance and journalism came organically. After studying finance, graduating with a BBA and working in the field for several years, he left the industry to work as a journalist. However, in the course of his studies, he soon realized that there were very few people who were able to explain financial concepts to those without a finance background.

Working at Reuters America in New York City after graduating with a degree in Journalism and Mass Communication, Ryan covered high-level securitized debt, a nearly $2 trillion per year industry. After writing about the financial crash and lamenting his inability to warn enough people about the impact of the Great Recession, he moved to San Diego and worked as a consultant for struggling small business owners.

Currently, Ryan spends his days working in financial technology, assisting investment advisors trying to help their clients. He also writes about finance and technology, educating as many people as possible about finance. His goal is to make high-finance knowledge, especially information relating to debt, accessible to as many people as possible.


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Paul Paquin

CEO, Golden Financial Services

Paul Paquin is the CEO at Golden Financial Services, a Credit Card Relief Company. Paul has more than 13-years experience in the debt relief industry. Paul is an entrepreneur who focuses on credit card relief options and financial services. Before creating Golden Financial Services Paul worked as a manager for a non-profit debt management company in Boca Raton, FL. Paul realized that consumers often would not qualify for consumer credit counseling because their payment would be too high, and these people would then be forced to file for bankruptcy. There was an apparent demand for a program that could assist consumers with paying off their debt and avoiding bankruptcy, as an alternative option to consumer credit counseling.

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