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Credit Card Relief Programs

Stressed over high credit card debt? Relief is available in 2019. Click here to compare each credit card relief program and see the benefits and downsides of each plan!

Credit Card Relief Programs

Best Debt Payoff Calculators

Use the debt snowball calculator to help you quickly get out of debt. If you can't afford the snowball plan, try using the debt relief program calculator to see how much each debt relief program could save you.

Best Debt Payoff Calculators

Monthly Budget Calculator

Before you can choose the right debt relief option, you'll need to create a budget analysis. Start here with this free budget calculator tool!

Monthly Budget Calculator

How Golden Financial Services Works?

Why Choose Our Services?

Get The Lowest Payment & Save The Most Money

Golden Financial Services guarantees the lowest monthly payment for our customers. Over the last 16+ years, we’ve partnered with the top industry leading professionals and credit counseling agencies - and can now offer the most effective debt relief, settlement and consolidation programs on the market.

Find The Best Debt Relief Solution

Pick from multiple debt relief services, not just one! Work 1-on-1 with a highly-trained debt relief expert and learn about all of the most effective debt management plans on the market. Whether you need a debt consolidation loan to consolidate student loan debt or to pay off credit cards and other unsecured debts faster -- we have your solution!

Get Money-Back Guarantee

Some debt relief plans come with a money-back guarantee. Debt validation is one of these plans. If any of your debt is proven to be valid, you will get fully refunded on that account. With settlement plans, there are no debt settlement fees charged until after a debt gets settled and resolved, and at least one payment has been made to your creditor towards the settlement. These performance-based attributes are especially valuable, as debt relief programs like debt settlement and debt validation don't have a 100% success rate. IAPDA Certified Credit counselors at Golden Financial Services can explain how each debt relief program affects your credit score – just give us a call today at 866-376-9846. And - At Golden Financial Services - “You Only Pay if Results are Achieved”!

Better Business Bureau A+ Rated & No Unresolved Complaints

A+ Rated by the Better Business Bureau & zero unresolved customer complaints. You can be confident that you will receive the best results and improve your financial situation when using Golden Financial Services. Golden Financial Services is one of the only debt settlement companies in the nation with credentials like this!

Top Rated Debt Relief Company On

  • BBB
  • Trusted Company Reviews
  • Shopper Approved
  • Card Rates

Our Goals To You

"YOUR LIFE WITHOUT DEBT" - At Golden Financial Services we provide our clients with the highest standards in debt relief and management solutions, for a debt-free tomorrow. "Debt" will no longer be a problem for you. You've landed in the right spot, where satisfaction is guaranteed! Our clients don't pay a dollar -- if results aren't achieved. Get on a new path towards debt freedom today.


What People Say About Us

Mark J.

Mark J.Saved over $18,000 with Golden Financial

I saved well over $18,000 on my credit cards and over $60,000 will be forgiven on my student loans, wiped clean! I couldn’t be happier. Now I can get back to growing my business! Thank you.
Marilyn C.

Marilyn C.Saved over $9,380 with Golden Financial

Golden Financial Services I would rate them five stars, Rick took the time to explain everything on how there services work. If I would come across someone that needed help with there debt I would recommend Golden Financial Services.
Brenna O.

Brenna O.Saved over $15,800 with Golden Financial

I can finally sleep at night. For months I would lay in bed each night for hours, dreading the nightmare of paying all these bills. Golden Financial gave me immediate relief and I can now comfortably sleep at night. Thank you!
Albert B.

Albert B.Saved over $22,759 with Golden Financial

I was deep in credit card and student loan debt. The Better Business Bureau recommended Golden Financial Services as the best place to consolidate debt so I gave them a try. I am 13 months into the program and 5 of 7 debts are already resolved and I keep getting letters in the mail showing negative marks are being taken off my credit. Thank you Golden Financial.
Roseanne L.

Roseanne L.Saved over $14,759 with Golden Financial

Wes was incredibly patient and answered all my questions. I found the company at the BBB and they have an A+ rating. A Certified Specialist instructed me on exactly how to get out of debt. Awesome!