Best debt relief, settlement and consolidation company in Virginia -- Golden Financial Services

A Virginia debt relief program can resolve your debt within 18-42 months on average.

Virginia, debt relief programs, are amongst the best in the Nation and there are multiple programs available. These programs range from student loan relief options to credit card relief plans.

Here are a few of the most popular programs to help Virginia residents get out of debt. 

Debt Settlement – Virginia 

If you cannot afford your minimum payments or have already fallen behind on monthly payments, a debt settlement service may be your best option. 

With debt settlement plans you can pay back less than the full balance owed on each account enrolled in the program — making your new monthly payment affordable. Learn more about debt settlement relief next. 

Debt Consolidation – Virginia 

Virginia Debt consolidation options are ideal for the person with a high credit score who has no problem with paying their monthly payments.

Debt consolidation is using a low-interest loan to pay your other debts in full. Don’t use debt consolidation if the lender is offering you a loan at a higher interest rate than the average interest rate on the other accounts that you plan to pay off with the loan. 

What to be careful of;

— Virginia debt relief companies that have poor ratings, online reviews and credentials. (check

— Virginia debt settlement businesses that don’t disclose the positives and negatives

— Virginia debt consolidation companies that charge hidden fees and high-interest rates 


Golden Financial Services is a Virginia Debt Relief, Consolidation and Settlement Company

*** A+ BBB Rating ***

*** 13+ Years in Business ***

*** Helped consumers resolve billions of dollars in debt ***


The bad news for Virginians;

— Virginia’s credit card debt and student loan debt per capita; are both ranked the sixth highest in the nation.

— For every 100,000 Virginians, there were 355 cases of consumer fraud — such as identity theft and financial crimes.

— Virginia state laws do practically nothing to protect consumers in ways that go beyond federal protections — making Virginians susceptible to getting taken advantage of by loan and debt collection companies, and banks.

The good news for Virginians;

— Responsible payment patterns have helped the state maintain its spot on the list of top 10 credit scores.

— Virginians have the eighth-highest median income in the country.

What if I live in Virginia and need debt relief assistance?

  1. Golden Financial Services can offer you a free debt relief consultation.
  2. During the consultation, we can get you a free credit report and score — it’s free!
  3. A specialist will evaluate your credit report. Based on your debts, payment history, income and other factors, we can then present your best debt relief options.

From that point; it is you who maintains total control. We can only give you our professional recommendation — and assist you with enrolling in the right program.

We will not pressure you into the wrong program, with debt relief programs “one size never fits all.” Each person’s goals and needs are different.

What we can do for you — is tailor a program to fit your circumstance. 

With flexible payment plans available; Virginia debt relief programs rank amongst the best in the nation.

Are you ready to save money or at least learn your debt relief options? Virginia residents can call 1(866) 376-9846 now. 

Sources:,, 01/10/2017