Meet the Management Debt Relief Services Team at Golden Financial Services

Our Team is Here to Help YOU! – Certified by the IAPDA (International Association of Professional Debt Arbitrators) & A+ Rated by the Better Business Bureau (BBB) – Find out the best debt relief program in your state — the CALL is FREE — CALL 1-866-376-9846 for Assistance. 

Golden Financial Services Credentials

  • A+ Rated with the Better Business Bureau.
  • Members of the IAPDA and National Student Loan Relief Association
  • In Business Since 2004.  
  • Hundreds of positive online reviews.
  • NO BBB Customer Complaints
About us: Golden Financial Services is IAPDA and AFSLR certified and accredited

Accredited Members & Certified with the International Association of Professional Debt Arbitrators and the Association for Student Loan Relief – You can TRUST the information our Certified Advisors provide you is accurate and your information will always be kept 100% Secure.

What does Golden Financial Services offer?

  • Offers debt settlement and student loan relief programs that don’t charge any fees until results are achieved.
  • Provides national debt relief advice — You get to learn all of your debt relief options within one-phone-call! 

What happens during my consultation?

You get to speak with an experienced debt specialist and learn all of your debt relief options for absolutely free. NO OBLIGATION & NO PRESSURE!! Enroll into the right program if you qualify and get the lowest possible monthly payment.  

What can debt relief programs offered through Golden Financial Services; do for my situation?

  • Reduce monthly payments
  • Combine payments into one
  • Shorten the timeframe it takes to become debt free
  • Disputes inaccurate, derogatory information 
  • Gives you freedom from debt collection harassment 
  • Provides you with a financial plan to reach your goals

 Call 1(866)-376-9846 and Speak to an Experienced Debt Specialist Now! 

Golden Financial Services is a nationwide organization specializing in educating and helping consumers with Financial Debt Solutions.   Golden Financial Services has specialized in debt settlement since 2004 and has ZERO BBB COMPLAINTS, along with hundred’s of client testimonials from graduated clients.  Golden Financial Services is amongst the best debt settlement companies in America today and has the track record to prove it.

Golden Financial Services is dedicated to helping people with improving their financial futures through educational outreach, credit counseling, and debt management solutions. Since 2004, Golden Financial Services has helped million’s of consumers manage their finances through debt relief services or simply by educating consumers with the fundamentals that everyone in the US needs to know.

[schema type=”review” url=”” name=”Happy Client Testimonial – Golden Financial Services” description=”Debt Settlement Programs help consumers with paying off debt. It is important for consumers to only join with a reputable company that has a long track-record.” rev_name=”Debt Settlement Program” rev_body=””I was quoted that I would finish the plan in 21 months. It’s been close to 18 months, and I just had my last account paid off as of today. Thank you Golden Financial Services” To see this entire testimonial visit here:” author=”Rober M. Saved $9,245″ pubdate=”2013-08-01″ user_review=”5″ min_review=”1″ max_review=”5″ ]


A. A debt settlement program will lower a person’s credit score.

B. Late fees and interest may accumulate during a debt settlement program. These fees will be mitigated at the time of a settlement and satisfied when the settlement is funded.

C. Credit card companies may sue their clients during the debt settlement program.  This is unlikely, but it could happen. Golden Financial Services will ensure that you are matched with a highly rated attorney in your state in case your creditors do decide to sue while you are enrolled in the program.

D. You may receive 1099 during tax season due to the IRS seeing your savings on a settlement as income. If this happens, most customers will then file Form 982 – Reduction of Tax Attributes Due to Discharge of Indebtedness, illustrating that they are insolvent and that the savings was not taxable income.

E.  With debt settlement your creditors will not get paid on a monthly basis, but rather in lump sum payments when there is enough money available in your program trust account and once you agree to the settlement offer. With consumer credit counseling your creditors will be paid on a monthly basis.