Nashville Tennessee Debt Relief Programs and Statistics
Nashville Tennessee credit card debt and credit score statistics: Image Source:


Tennessee Debt Relief Programs can help you resolve all of your “unsecured debt” problems. Anything from medical bills to credit card debt can be included. Student loan consolidation and credit card debt solutions in Tennessee are becoming more and more popular.


Last year alone; 24,592 consumers in Nashville Tennessee became debt-free by using debt relief programs. Tennessee is one of the best states as far as “debt relief options”. Tennessee debt consolidation programs can quickly pay off all of your debt, giving you one consolidated and affordable payment.


Before we talk about debt relief solutions for Tennessee residents, let’s first look at the problem.


Here are Nashville Tennessee Debt Statistics: 


  • Average credit card debt in Nashville Tennessee is $4,669 (6% less than the national average)


  • Average FICO score for Nashville Tennessee residents is “682” (300 the lowest and 850 the highest)


Now you can get an idea of where you stand.


Do you have over $5,000 in credit card debt?


Do you have other unsecured debt, such as medical debt or unsecured debt collection accounts?


Is your credit score preventing you from purchasing something?


If you answered “yes” to any of these questions — the good news is — Tennessee debt relief programs can help!

Get Quote on Tennessee debt relief, settlement and consolidation programs.


You have legal rights and options to effectively deal with your debt. Some folks are looking to pay less in interest and get out of debt faster. While other consumers are experiencing a severe financial hardship and need a significant amount of their debt forgiven (reduced), for it to be feasible to pay.


Golden Financial Services is a Better Business Bureau A+ Rated Tennessee Debt Relief, Consolidation, and Settlement Company


Golden Financial Services has been focussing on debt relief options in Tennessee for more than 15 years now. Our goal is to offer the most effective debt consolidation programs on the market.


We’ve partnered with some of the best national debt settlement companies and debt relief firms and can now offer you the best option to resolve your debt.


You can choose from multiple programs when using Golden Financial Services, including debt consolidation, debt validation, and debt settlement.


Golden Financial Services Credentials & Tennessee Debt Relief Reviews


  • A+ Rating at the Better Business Bureau (No complaints since 2004)


  • Accredited Members of the International Association of Professional Debt Arbitrators (IAPDA Accredited)


  • Certified by the Association for Student Loan Relief (AFSLR Certified)


  • Offers Debt Consolidation, Debt Settlement, and Debt Validation (all-3-programs



Talk to an IAPDA Certified Debt Counselor to Learn About Tennessee Debt Relief Programs at 866-376-9846 


(The Local Debt Relief Tennessee Hotline is: 423-758-3414)

Debt Consolidation in Tennessee


Debt consolidation gives you a low-interest loan to pay off high-interest debt.


The point of a debt consolidation loan is to;


A. Reduce interest rates


B. Simplify monthly payments by consolidating into one


C. Shorten the time-frame that it takes to become debt free.


Read more about debt consolidation or contact one of our IAPDA Certified Experts Toll-Free at (866) 376-9846


Delinquent on your monthly payments? Your solution is ahead — so keep reading!


Here is a Discover credit card debt that was settled for less than half the balance (not including debt settlement company fees).


Discover Debt Settlement: A Nashville Tennessee Client Saves $4,587.38 with debt settlement at
Debt Settlement Tennessee Program Saves Client $4,587.38 on Discover Debt. Nashville Tennessee has more clients that became debt-free with debt settlement services in 2016 than any other year in history.


Debt Settlement in Tennessee


Debt settlement is where a negotiator contacts your creditors and works to reduce each of your debts down to a fraction of what you owe — an amount that can be affordable for you to pay.


A debt settlement program comes with pros and cons. It’s important to understand both the pros and cons before joining on a debt settlement program in order to proactively deal with certain situations and make the best of your program.


Tennessee consumers can read more about debt settlement (pros and cons) — by visiting this page next. 


Or just call one of our IAPDA Certified Tennessee debt settlement enrollment specialist’s to learn more at (866) 376-9846.



Debt Validation in Tennessee


Debt validation challenges each of your debt collection companies, forcing them to prove the debt is valid.


Even though you may have spent the money, doesn’t mean the debt is valid.


Debt collection companies must abide by the laws and collect on debt in a legal way, but do they always? No!


In fact, it’s common for Tennessee debt collection companies to illegally collect money on debt. When these unreputable debt collection companies get challenged and a debt is disputed, often they can’t produce accurate records and documentation to prove they’re “legally collecting” on the debt.


In other words, we can offer you a solution where your debts get disputed and if proven to be invalid you may not have to pay the debt and it could get removed from your credit reports.


Debt validation can be the least expensive route to deal with debt.


Even though you spent the money, doesn’t mean the debt is valid.


Read more about how a debt validation program works.


Special Tennessee Hotline: Call 423-758-3414 for free information about Debt Relief, Settlement and Consolidation Programs in Knoxville, Memphis, Chattanooga, Gatlinburg, Murfreesboro, Franklin, Johnson City, Jackson, Cleveland, Kingsport, Oak Ridge, Cookeville, Maryville, Bristol and Gallatin Tennessee.