Golden Financial Services makes it easy to get a small business loan. Business loans can be very expensive, so Golden Financial Services does the shopping around for you –finding you the cheapest business loan on the market! We work with hundreds of small business loan direct lenders. All you need to do is apply for a small business loan here, and we do the rest!
- We will find you the cheapest lender
- We will make sure you get your money fast
- We will set you up with a direct lender who will report positive payment history towards your business credit score
- Bad credit? Bad credit small business loans are also available, start here:
- Have personal debt holding you back from growing your business? You may need personal debt consolidation to help get rid of your debt and lower monthly payments – by lowering your personal debt monthly payments you will have more cash-flow available for your business. Learn about debt consolidation here (Bad Credit OK)
About Golden Financial Services
We have the ability to connect small business owners with direct lenders, that’s our specialty. Golden Financial Services is not a direct lender and does not offer loans of any type. We can refer you to a lender that we recommend for your location. From the lenders that we work with, here are the rate details: The average rate for term loans is 25.3% simple interest and 48.7% AIR. Weighted averages are based on loans originated in the quarter ending June 30, 2018. Rate Definitions: Simple Interest: Total interest you will pay, and given as a percentage of the amount borrowed, excluding fee. Annual Interest Rate: The interest rate in annualized terms, excluding fees. Annual Percentage Rate: The interest rate in annualized terms, including fees. Short-Term Rates: As low as 9% Simple Interest. What is Simple Interest? Simple Interest calculates the total amount of interest you pay as a percentage of your loan amount. This rate excludes any fees. For shorter terms (12 months or less), Simple Interest lets you quickly see the total payback amount of your loan. Total Interest Percentage is also referred to as Fixed Simple Interest and is not an annualized rate. Example: On a 6 month, $20,000 loan with 9% Simple Interest and weekly payments, your interest cost is $1,800, for a total payback amount of $21,800.
Long-Term Rates: As low as 9.99% Annual Interest Rate. What is the Annual Interest Rate? Annual Interest Rate calculates the yearly interest percentage you pay based on your average loan balance. This rate excludes any fees. While you should always consider the total cost of a loan, for longer terms (more than 12 months), you can use the Annual Interest Rate to compare loans of similar duration. Example: On a 24 month, $100,000 loan with 9.99% Annual Interest Rate and weekly payments, your interest cost is $10,418.15, for a total loan payback amount of $110,418.15. To learn more about Golden Financial Services and our debt relief programs, visit this page next.
We can find you a direct lender, and within just a few days your business will get the funding it needs.
We built one of the largest networks of direct lenders, all integrated into our direct lender software –making the entire process of getting a small business loan – super easy!
Golden Financial Services is A+ rated by the Better Business Bureau and has been in business since 2004.