Concepcion Gutierrez

Concepcion Gutierrez is a Certified Credit Counselor with over twenty years of experience in consumer credit counseling, debt settlement, and debt consolidation. She has helped thousands of clients in becoming debt-free and in achieving financial freedom.

Gutierrez is a true veteran in the debt relief industry who understands all aspects of helping consumers achieve financial health. She works on the frontline, providing financial education to consumers who are struggling to pay off debt, and able to enroll consumers into multiple debt relief programs. 

Call Concepcion Gutierrez for a free consultation today at (858) 205-6122.

Gutierrez can help you figure out your budget and then go over your best options to get out of debt and repair your credit.

How to Schedule an Appointment with Concepcion Gutierrez

You may contact Celina Llanos, her assistant, to lock in an appointment with Concepcion Gutierrez at (619) 773-0903, or email Concepcion directly at Conchita@GoldenFs.org. 

 Concepcion Gutierrez–Certifications and Awards

Gutierrez has received many certifications over the last decade, including:

• Certified by the Consumer Data Industry Association, passing the Fair Credit Reporting Act (FCRA) examination every year from 2015 to – present.
• Certified and Accredited by the National Foundation For Credit Counseling (NFCC) in 2020, successfully passing all exams and programs required.