How to Qualify for a Small Business Loan
If you answer “YES” to ALL-4 of these questions — we can most likely get you approved for a small business loan!
- Have you been in business for over 4 months?
- Is your credit score above 500?
- Have you been able to maintain a balance of $10,000 or higher in your business bank account over the last 90-days?
- Do you own at least 51% of your business?
Golden Financial Services is one of the largest online small business loan company’s in the United States. We’ve been able to get our clients over $3-billion in funding since 2004. Our state of the art online business loan software has allowed us to integrate with hundred’s of different lenders. No matter how low or high your credit score is, if anyone can loan to you, it’s us! Literally, in a matter of minutes, we can run your application through hundred’s of lenders. And our lenders are the best, we will not partner with any company that has less than an “A” BBB Rating. We will let you know if you qualify within a few hours.
How much does your business need? Our small business loans range from $10,000 —–>>>> $250,000.
Our loans can even help you to build your business credit. We may start you out at a $25,000 small business loan, but after you pay it off, we can offer you a $50,000 loan.
What will your business use the loan for? We want to know more about your business. Unlike your typical lenders and banks that just look at your credit score, we look at your business’s overall health.
We can get your business funding much easier than a bank could. An actual human being in our underwriting department reviews the information about your business that you provide. Your business’s history, future goals, and details on what the loan will be used for — help us to evaluate; — if your business gets approved, will the loan get paid back?
What can a small business loan be used for?
Small business loans can often be “the key” to a business’s growth. You need to grow your business but don’t have the money to invest in new equipment or possibly to hire employees. No problem, Golden Financial Services can help. Small business loans can be used for payroll, marketing, equipment and even for renovating your office.
You may also be interested in these bad credit small business loans here.
If you have personal debt including credit card or student loan debt, you may want to learn about how debt relief programs work here.